Our Successes

Liberty Credit Law, P.C. is a New Jersey law firm which has an ethical duty of client confidentiality. We will never publish details pertaining to individual client accounts. The following are actual results achieved for clients. Although the following represents actual results, there is no guarantee that your results will be the same. Actual performance may be greater or less than the examples provided below. Prior results do not guarantee a similar outcome.

Foreclosure Avoidance

A client contacted the law firm on a Monday with a foreclosure notice that had a sale date of that Friday. Although we were not able to gather all the necessary supporting documentation form the client until late Wednesday afternoon, we were successful in postponing the Friday sale, affording the firm additional time to advise the client.

Loan Modification

A client had a tremendous financial hardship and was unable to make a mortgage payment for forty months prior to retaining our services. The original interest rate on the client’s mortgage was 9.9% with a monthly payment of $2,425.14. The client had owed $95,000 of back mortgage payments. Liberty’s legal team negotiated a variable interest rate that begins at 2.75% for the next five years subject to increase, not to exceed 3.2% for the life of the loan. The client’s new monthly payment is now $900 per month representing substantial monthly cash savings. Additionally the client avoided losing their family home without having to pay the $95,000 that was delinquent.

Forbearances Obtained Leading to Loan Modification

A client had $22,000 in delinquencies on a first mortgage for a home in foreclosure. Liberty’s legal team negotiated a forbearance agreement which provides for three (3) monthly payments of $915.82 rather than the previous monthly amount of $1,508.

Credit Card Debt Settlement

Lender agreed to settle client’s debt of $43,528.23 for $8,711 payable in four installments.

Lender agreed to settle client’s debt of $3,193 for $1,278 payable in three installments.

Lender agreed to settle client’s debt of $8,236.56 for $2,883.42 payable in three installments.

Contact a New Jersey Bankruptcy Attorney  from Liberty Credit Law, P.C. in regards to your debt issues today.